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Money Saving Tips
Insure your home/condo/property to value. Do not under-insure. In other words, do not save a nickel in premium and have poorly protected property.
Consider higher deductibles to save premium. Absorb small losses yourself. Save the insurance for the "big one".
Do not insure property which you will never replace nor care little about.
Do not leave property lying about at home or in your car. It provides a target for thieves.
Put motion detecting lights in your yard. They are inexpensive and they keep crooks, vandals and thieves away.
Have timers set on interior lights while you are not at home.
Do not leave curtains open and do not put valuables in easy sight.
Consider a security system.
Control your pets at all times. Even a "friendly" dog/cat will bite if it thinks it is threatened.
Keep your home and yard well maintained. New electrical, trimmed trees, inspected plumbing and heating. Clean chimneys! Clean gutters!
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