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Money Saving Tips
Consider the highest limits of liability coverage that you can afford or that are offered.
Increase your deductibles for collision and comprehensive - absorb smaller losses yourself.
Drop the physical damage coverage on your car when it gets older or depreciated - weigh the current value of the car against the annual premium you pay to protect it.
If you have adequate medical insurance, consider lower limits of med pay on the auto policy.
Before buying a car, check out the rating "symbol" of the car. The lower the symbol, the lower the premium. Look at the IIHS.org website (Insurance Institute for Highway Safety).
Buy a safe car.
Do not allow others to drive your car.
Us good "loss control" sense. Park at the far end of the parking lots where traffic is light. Park in the end spots where you can only get hit on one side.
Slow down! Speed and carelessness cause accidents and tickets increase the cost of insurance.
Don't drive during bad weather.
Alarm your car - If no alarm - use "the club".
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